XorCist wrote:yea i want to talk to one, but i wanna try to get educated on it before i do. at least have an idea of what their talking about, and not just nod my head like a jackass while they are talking.
XorCist wrote:am i reading this right?
basically everything gets wiped out except me and my wifes student loans, and we can choose to keep the car?
it can't be that simple can it?
and then 10 years until it clears my credit?
clone wrote:they'll destroy your credit not just for the next 10 years but until you pay the money back and they will sell off your debt to those who will hound you from that day forward until they get the money.
Glorious wrote:Provided the bankruptcy successfully discharges your debt (which is the whole point of the endeavor) that's actually illegal. If they even try to do that you can sue them and win mega-bucks.
ludi wrote:And yet that doesn't stop them from doing it.
ludi wrote:collection agencies are largely a cesspool, and good luck actually getting and collecting that megabucks judgment without investing more of your life and money into the hunt than any reasonable person can afford. You would have better odds with lotto tickets.
clone wrote:I'm honored you are keeping track Glorious, I only notice you when you seek me out and start crying for my attention, the comment you quoted was based upon a failure to get approval and missed payments following but you don't think you just attack so don't blame me for you looking notably petty, notably small.
clone wrote:p.s. Glorious how about not trying to derail the thread
clone wrote:$14k in credit and $29k in auto with the auto being an asset and he's employed
XorCist wrote:#1, i am not employed, i got laid off from my last job, and started school in january. i currently get unemployment, i go to school from 12-6 monday thru thursday
Krogoth wrote:Care to enlightenment me?
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