If you're running a modern gfx card then this too contributes HUGELY to heat probs. Even a GF2 kicks out some heat.
If your case is more than a year old then it certainly wasn't designed with new components in mind, esp if your PSU is covering your CPU. You should DEFINITELY consider a new case, if not then certainly a dual fan PSU like Antec or Enermax.
I've heard many times that setting a 133 FSB via the mobo dips/switches can be very problematic, so try checking your BIOS for the setting, and a BIOS update will do no harm.
If you're using an older chipset like KT133 then it simply can't handle XP cores of Duron1.0ghz+ and AthlonXP's. Check the manu website for compatibility info.
Also you will need at least PC133 (SDR) or PC2100 (DDR) to cope with a 133 FSB. As mentioned, disable the '+33' setting as it's intended for async FSB & RAM settings at a 100FSB. Also use the slowest RAM timings for CAS latency etc (ie higher ones, 3 or 2.5 instead of 2), at least until you manage to POST.
Your ratio should be automatic anyway, even older mobos should handle those with ease. Just rem to keep the PCI very close to 33mhz if you don't want probs. 100/
3 or 133/
4 are what it should do.