Thanks for the tip. I've attached a screenshot of CPUID and Speedfan side by side. I notice two things.
1) CPUID is consistently showing 10 Deg C higher than SpeedFan.
2) CPUID also shows significantly higher fan speeds for the chassis fans.
I have MS afterburner, my BIOS, and now Speedfan. How do I know which one has priority? By the way, I have a game running in the background, which is why the temps are a little higher.
EDIT: However, now that I have been playing Borderlands for a few, I can see that my graphics card is getting up to 51, which I wouldn't expect would be too ridiculously high but still higher than I thought.