Home Cashback Apps Best Cashback Apps to Save Money | Top 5 Reviewed and Compared for 2024
Krishi Chowdhary Journalist Author expertise
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The best cashback apps let you save money not only on shopping but also on everyday essentials purchases. Apart from this, the top money-back apps offer you discounts and savings on gas refillings, travel, flights, hotels, and rental cars. Choosing the best reward apps can be difficult, given the number of options and the high possibility of fraud.

However, we’ve made your work easier by finding and reviewing the best cashback apps based on criteria like the rate of cashback offered, referral and sign-up bonus, customer support, and reviews. Dig in as we discuss why apps like Upside, QuickRewards, and TopCashBack are in a league of their own.

The Best Cashback Apps in 2024 | Top 5 Shortlist

Upside, undoubtedly, stands out as the best cashback app in 2024, owing to its wide cashout choices, numerous locations, neat search options, excellent customer support, and easy-to-use app.  Here’s how it fares against other cashback applications on our list:

  1. Upside — Overall, the Best Cashback App in 2024 | Earn Cash Rewards on Everyday Purchases.
  2. QuickRewards — Best Cash Back App to Earn Cashbacks Without Spending Money | Earn by Playing Games & Watching Videos.
  3. TopCashBack — Top App to Earn Cash Back Rewards Without Paying Any Commissions.
  4. BeFrugal — A Popular Cashback App with Generous Promo Codes and Cash Back Deals.
  5. iBotta — Leading Cash Back Deals Provider for Both Online and Offline Purchases.

Top 5 Cashback Applications | Reviewed

Keen on learning more about the best cashback applications? Read on as we discuss in detail each of our recommendations, including their best features, pros, and cons. Ready?

1. Upside — The Best Overall Cashback App in 2024

Upside will be the best cashback app for you if you’re looking to earn quick rewards on day-to-day purchases like gas, groceries, convenience stores, or even restaurants.

Mind you, the cashback only applies if you eat or order from the restaurant directly and not through third-party delivery services like Uber Eats and DoorDash.

Upside | best cashback apps

Paying with Upside is quite easy as you don’t have to make direct payments from the app — you can just show the cashback coupon at the checkout and once you get the receipt, upload it to the Upside app.

They’ll then add your reward directly to your account. Once it reaches $10, you can cash it out via PayPal, paper checks, or e-gift cards (or a combination of all three). To find the best offers near you, turn on the GPS on your phone.

This will help you find stores nearest to you more quickly as you can easily look up stores in different locations through their in-built location-based search tool. To further simplify the search, Upside also comes with a category filter at the bottom of the screen.

Once you look for stores offering cash back near you, click on the filter tab and choose whether you’re looking for gas, grocery, convenience stores, or restaurants.

Trusting cashback apps can be hard for some, but in our research, we’ve found Upside to be the real deal. Established in 2013, it has a BBB rating of A- and glowing reviews online to prove its legitimacy.

Minimum Cash Out Payout Options Partner Brands Referral Program
$10 PayPal, paper checks, or e-gift cards 50,000+ locations 1¢/gal of gas filled by your friend

Pros

  • Has an easy-to-use interface
  • Offers a generous referral program
  • A wide network of participating gas stations
  • Partners with almost all major supermarkets in the US
  • Has in-built location search options to find the nearest deals

Cons

  • Receipt scanning isn’t always smooth

 

2. QuickRewards — The Best Cash Back App to Earn Cashbacks Without Spending Any Money

QuickRewards does more than just let you earn cashback on shopping. It lets you earn cashback even when you’re home, spending no money, by playing online games, watching videos, or completing surveys.

Joining QuickRewards is completely free, as is with Upside. There’s no registration fee and no limit on how many offers you try out each day.

QuickRewards | best cash app

Getting started takes less than 30 seconds, and you’re free to cancel the membership anytime you want — that’s how flexible it is. Speaking of payments and earning potential, you earn the rewards as Quick Points. Here’s how the points convert to cash:

  • 1,000 qp = $0.10
  • 5,000 qp = $0.50
  • 10,000 qp = $1.00

You can redeem via PayPal or gift cards, plus there’s no minimum threshold for requesting a payout. If you’re claiming your rewards through PayPal, you can request up to two transactions a day.

For gift cards, you can either get them for Amazon or have the physical copy delivered to you via mail. One thing you might not like about QuickRewards is that it doesn’t let you use VPN.

However, it’s for your own good. QuickRewards is very strict about the security and integrity of its platform. Without clients using VPNs, they drastically reduce fraudulent activities so that the rewards are enjoyed by real users instead of bots.

To keep your account secure, QuickRewards allows you to set case-sensitive passwords and locks you out after three unsuccessful login attempts. In case someone’s trying to benefit from your account, QuickRewards will stop them right in their tracks.

Minimum Cash Out Payout Options Partner Brands Referral Program
PayPal and gift cards 100+ Not available

Pros

  • No minimum cash-out cap via PayPal
  • Very easy to join and create an account
  • Follows strict security protocols to keep your data safe
  • You can also get rewards by completing surveys and playing online games
  • Earnings are processed quickly (within 24 hours)

Cons

  • Low payout on games
  • Only a few options for customer support

 

3. TopCashBack — Top App to Earn Cash Back Rewards without Paying Any Commissions

TopCashBack launched in 2005 in the UK and is now available to more than 15 million shoppers across the USA, Japan, India, and Germany. With over 4,000 online retailers, including Amazon, eBay, and Walmart, it’s certainly one of the best platforms to earn exciting rewards on online shopping.

The unique thing about TopCashBack is it doesn’t take any part of the commissions you earn from its retail partners.

TopCashBack | cashback application

While other cashback apps only give you a part of what they make, TopCashBack gives you 100% of the earnings from each transaction so that you take home maximum profit from each shopping spree.

Speaking of payouts, there’s no minimum threshold to request one. You can have the money transferred to your account via PayPal or direct deposits, or you can also get gift cards for Amazon, Target, and Walmart.

New users might be surprised in the beginning to notice that their earnings take a while to show up on their dashboard. However, be assured that it’s completely normal — it’s just TopCashBack taking some time to verify the purchase and weed out fraudsters.

It’s only going to help genuine users like you make more profit. Another thing that makes earning cashback through TopCashBack so simple is its diverse store category. Whether it’s:

  • Groceries
  • Clothing
  • Home & Garden
  • Electronics

You’ll almost always find a reliable partner for your shopping needs and earn a reward on every purchase.

Minimum Cash Out Payout Options Partner Brands Referral Program
PayPal, direct bank deposits, and gift cards 4,000+ $35

Pros

  • Completely free to use
  • An enriching referral program of $35
  • Has an excellent 4.5 rating on Trustpilot
  • Has collaboration with a wide genre of products and services
  • Browser extension provides real-time discount updates

Cons

  • You can’t show coupons at checkout

 

BeFrugal is one of the best cashback apps to earn cashback online as well as make exciting savings on in-store shopping and restaurants through their promo codes and coupons.

Although the in-store coupons aren’t unique to BeFrugal, it still offers a great way to earn rewards and cashback on retail shopping.

BeFrugal | best reward apps

The best part is since all the offers are integrated into this app, anytime you look up offers on a particular brand, all the promo codes and coupons will show up at once, saving you the trouble of separately looking for unique cash backs and in-store coupons.

Instantly get the best cashback opportunities and promo codes when you’re doing online shopping

Speaking of installation and setup, you can either download their app or choose the browser version. The benefit of choosing the browser version is that it’ll automatically alert you about the best deals and offers when you’re shopping online.

For instance, if you’re buying clothes on Amazon, BeFrugal will automatically tell you if there are any available offers for your purchase at the moment. It’s much easier and more convenient than looking up coupons manually every time you go shopping.

And it’s not just one offer at a time; BeFrugal will automatically give you the best combination of cashback offers and promo codes so that you can make the maximum possible savings on each purchase.

Unlike other cashback apps that don’t take any guarantee for the legitimacy of their coupons, BeFrugal has vouched for all its coupons across the database to be valid.

If it doesn’t work for you, contact their customer service department within 24 hours, and you’ll get an instant $5 credit.

Minimum Cash Out Payout Options Partner Brands Referral Program
Check, PayPal, direct deposit, Venmo, Zelle, or gift card 5000+ $10

Pros

  • A complete in-app experience
  • More than 5,000 partner stores
  • An instant credit if the vouchers do not work
  • Offers guaranteed more cashback than other sites
  • A helpful browser extension that alerts you about deals
  • Suggests the best cashback and discount combinations

Cons

  • Withdrawals might take time
  • A lot of promotional emails

 

5. iBotta — Leading Cash Back Deals Provider for Both Online and Offline Purchases

iBotta has just 300 retailers on its database, which makes them a smaller cashback app compared to the top players like Upside and QuickRewards. That said, you get cashback and rewards on both online and offline purchases, meaning it’s still an excellent choice.

iBotta works similarly to Upside. Once you’re done shopping, you need to upload your receipt to the iBotta app within the next 7 days to claim the cashback.

If the store has a loyalty card and lets you connect it to iBotta, you won’t have to manually upload the receipts — all the transactions will be automatically exported.

iBotta | money back apps

For online shopping, you’ll find a separate section of their offers. Pick an offer you like from the list and hit “Shop.” iBotta will then take you to the brand’s website directly from the app, where you can complete the purchase.

The benefit of shopping online is you won’t have to submit the receipt manually. You can also earn offers on purchases made through gift cards. Currently, over 120 of their retail partners sell gift cards through iBotta.

The gift cards are virtual, and you can expect to earn up to 5% on each gift card purchase. The only thing we didn’t like about iBotta was its exceptionally high payout threshold.

Your account balance has to reach a minimum of $20 before you’re allowed to withdraw the funds. But since it’s a free app and making money on it is relatively easy, we say it’s worth the wait.

Plus, you can have the earnings transferred to you via Paypal, Venmo, or bank deposits.

Minimum Cash Out Payout Options Partner Brands Referral Program
$20 PayPal and gift cards 2,000+ $50

Pros

  • Partners with more than 1,500 brands
  • Offers cashback on “any item”-type purchase
  • Has a vast option for grocery shopping, unlike its peers
  • A “teamwork” feature lets you set saving goals with friends
  • Trustworthy external third-party ratings

Cons

  • Lots of ads
  • Minimum cash-out limit of $20

 

Best Cash App Reward Solutions | Compared

Here’s a table highlighting the key differences between our top recommendations for the best cashback apps. This will help you make a quick, informed decision on the best one for you:

CashBack App Minimum Cash Out Payout Options Partner Brands Referral Program
Upside $10 PayPal, paper checks, or e-gift cards 50,000+ locations 1¢/gal of gas filled by your friend
QuickRewards PayPal and gift cards 100+ Not available
TopCashBack PayPal, direct bank deposits, and gift cards 4,000+ $35
BeFrugal Check, PayPal, direct deposit, Venmo, Zelle, or gift card 5,000+ $10
iBotta $20 PayPal and gift cards 2,000+ $50

What is a Cashback App?

A cashback app is a platform that allows users to earn money back on purchases made through the app. Cash back applications will also:

  • Compare prices
  • Keep tabs on pricing changes
  • Provide coupons

To help you save even more money while you shop. You can typically link your credit or debit card to the app and then make purchases at participating retailers through the app. You’ll receive a percentage of the purchase price back in cashback when a purchase is made.

The cashback can be redeemed through the app or transferred to a linked bank account or PayPal account. Earning rewards for shopping can be enjoyable, whether you’re going to the grocery store or need to buy some new apparel.

Cash-back apps are a simple method to reduce spending and receive regular purchases rewards.

Why Do I Need a Cash Back or Rewards App?

Who doesn’t like to save some bucks while shopping? Let’s look into a few reasons why you need a  reward app:

Helps Save Money

Cash-back apps are easy to save money and earn money back on your everyday purchases.

The best cash-back apps are free and can be a great tool to add to your regular personal finance routine. So not using these cash rewards apps means you’re missing out on free money.

Offer Multiple Methods of Earning

Cashback apps offer multiple opportunities to earn cash back, such as:

  • Shopping through the app
  • Participating in surveys, or
  • Referring friends

These options allow you to maximize savings and earn cashback on various purchases and activities.

Help Discover More Retailers and Products

Cashback apps not only provide users with the opportunity to save money and earn rebates on their purchases, but they also allow users to discover new retailers and products.

These apps often partner with various retailers, allowing you to discover new products and stores you might not have otherwise known about. This can be a fun way to explore new shopping options and try new products.

How to Choose the Best Cashback App

When choosing a cashback app, there are a few key things to consider:

Types of Cashback Apps

There are several cashback apps, each with unique features and benefits. These include:

  • Receipt scanning apps
  • Coupon deals
  • Credit-card rewards

Some apps focus on offering cashback at a wide range of retailers, while others are more specialized, such as apps that only provide cashback at grocery stores or gas stations. Choosing an app that aligns with your shopping habits and needs is essential.

Features

Look for an app with features that are important to you. Some apps offer additional ways to earn cash back, such as surveys or referring friends. Others may have features like price tracking or price comparison tools to help users get the best deals.

Pricing

Most cashback apps are free to use, but some may charge a subscription fee or have other costs associated with using the app. Be sure to understand any fees or charges before signing up.

Redeeming Rewards

How easy is it to redeem the rewards you earn? Some apps require you to reach a certain threshold before you can redeem your rewards, while others allow you to redeem them as soon as you earn them.

Cash Back App FAQs

Which app provides the highest cashback return?

Which receipt app pays the most?

Do cashback apps work?

Is cashback just free money?

What’s the best cashback app for Android?

Can you use more than one cashback app at a time?

Conclusion | What’s the Best Cashback App in 2024?

Our list of the best cashback apps includes various options for all kinds of shopping.

Whether you’re looking for an app to save on everyday purchases, one to save on your gas refills, or an app to maximize your savings while shopping, we’ve got it all. Here’s a rundown of the best cashback apps we recommend:

  1. Upside — Overall, the Best Cashback App in 2024 | Earn Cash Rewards on Everyday Purchases.
  2. QuickRewards — Best Cash Back App to Earn Cashbacks Without Spending Money | Earn by Playing Games & Watching Videos.
  3. TopCashBack — Top App to Earn Cash Back Rewards Without Paying Any Commissions.
  4. BeFrugal — A Popular Cashback App with Generous Promo Codes and Cash Back Deals.
  5. iBotta — Leading Cash Back Deals Provider for Both Online and Offline Purchases.

Upside is certainly difficult to look past, thanks to its features like high cashback rates, generous welcome bonus, a rewarding referral program, excellent customer service, and an easy-to-use interface.

The best part is that it’s free to use. Try it now to maximize your savings.

Krishi Chowdhary Journalist

Krishi Chowdhary Journalist

Krishi is an eager Tech Journalist and content writer for both B2B and B2C, with a focus on making the process of purchasing software easier for businesses and enhancing their online presence and SEO. Krishi has a special skill set in writing about technology news, creating educational content on customer relationship management (CRM) software, and recommending project management tools that can help small businesses increase their revenue. Alongside his writing and blogging work, Krishi's other hobbies include studying the financial markets and cricket.