I will have to look more into local services as it's been awhile, but it doesn't really look all that promising. It doesn't really help that I'm like in a no mans land between a smaller business and a medium size business, where the funding I'm looking for seems to be quite a lot for a local investor or funds (such as local microloans through government services), but isn't really a whole lot for anyone on a larger scale. 247k is and isn't a lot of money depending on how you look at it.
Well, is it possible your current business plan is actually too big, and should evolve out of something more basic? For example, suppose you started out as a very small Internet/gaming cafe, say a coffee shop in the front with and an eight-machine, by-the-hour LAN in the back. You can capture revenue from an older crowd in the morning and a younger crowd in the evening while leasing a much smaller chunk of commercial real estate, and your startup capital for that should be more in the $100-120k range.
If it passes the break-even point, you can start accumulating savings toward your next step and have the business reputation and accumulated assets to backstop the next loan cycle. If it doesn't, then your other, bigger idea probably wasn't going to succeed at your time and place either, but t least you don't have $50k+ of unrecovered debt weighing you down like an alimony payment for the next n
The riskiest part of your business model is your sense that the market is untapped. Odds are good that a large chunk of your potential client base (teen gamers) has already established itself at the local public library, where they may not have enough computing horsepower or access rights to install Crysis 2, but they are most definitely getting their social gaming experience fulfilled for the low, low price of F-R-E-E. As such you might want to have a business model that can sustain the basic overhead costs from a more reliable range of goods and services regardless of how popular the computer gaming experience turns out to be, then build out progressively.